Drop ride accident driving danger certification awarded

　　Drops of rideshare service launched recently by people of all ages, but its safety is also a concern. Drops of platforms while hitchhiking trip insurance accident insurance, but if car owners to drive car or passengers are travelling on the car accidents, car owners, passengers are required to be certified before they can be lost.

　　Yesterday, reporters try hitching notes that whenever the order successfully, the system will automatically send a prompt message. Reference: "drops of this green travel will be offered 500,000 yuan worth of insurance. "Further understands that each of the insurance for each motorist, every catch the maximum amount of compensation for personal injury of 250,000 yuan, respectively; in addition, per incident, per motorist, every share medical expenses the maximum amount of compensation is 10,000 yuan.

　　Need to be reminded of is that assuming ride accident, the owner or passenger wants to provide accident insurance to the last drop must be certified. "Through the owner authentication (need to verify the license and vehicle license), the owners and passengers through the real-name authentication, each up to 250,000 yuan of insurance can be obtained. "Drop car southern region b: How do you tell a reporter, senior public relations manager of PR, from the perspective of protecting both parties, also appealed to the owners to the last drop, passengers were the real-name authentication.

　　In addition, reporters learned that almost all car-sharing platform on the market, requires owners of real-name system, passengers can obtain appropriate insurance platform, and members of the public know little about this. "Before" felt no need to real-name authentication, and tailwind for so long, I really do not know the must after the real-name authentication to obtain insurance. "Members of Mr XU told reporters.

　　Apart from a taxi accident insurance provided by the platform, the ride is mostly used to pick up cars, cover commercial auto insurance in case of accident, the availability of compensation for insurance companies? yesterday, the reporter interviewed the Director of the Insurance Institute of Fujian Kan Xiaodong, who think that insurance companies have the right to refusal. Brilliance group living in the shadow of BMW brand

　　"The insurance company is a private car when it becomes a free ride or car, then the risk is improving a lot. "Kan Xiaodong said that vehicles entering the operating sector, and on the road compared to the time before the number, thus increasing the risk of accident. "Private premiums much lower premiums than commercial vehicles, owners of private cars, and vehicles without inform the insurance company after the property is changed, still under the original rate of premium in case of accidents, insurance companies can be exclusions. "

　　In addition, reporters check out the Insurance Act also notes that the 52nd clear: during the term of the contract, significant increase in the insured risk, the insured shall notify the insurer in accordance with the contract, the insurer may increase insurance premiums or terminate the contract as agreed upon in the contract. If the insured fails to perform the obligation of notification provided for in the preceding paragraph, due to the subject matter of insurance accidents had increased their risk, the insurer does not assume responsibility for indemnity.